Real-time credit data for corporate banking
Avoid loan losses. Automate client reporting. Precise regulatory reporting.
Monitor security coverage in real-time
Clear portfolio view
Overview of all clients with security values, credit lines, security coverage and when data was last updated.
Filter out and drill down to clients that need attention.
Detailed client view
Track historical security values.
Drill down to accounts receivables and inventory, and analyze invoices by due dates and counterpart types.
Apply default or custom haircuts to calculate risk-adjusted securities, monitored against credit line.
AI detection of unexpected events like inventory build-up, customer concentration, or potential invoice fraud.
Quick client onboarding
Banks can onboard clients individually or in bulk via CSV.
Clients complete the setup themselves by accepting data sharing and connecting API through a simple step-by-step checklist.
All clients in same view - regardless of data source
Data from clients are primarily updated through API.
Clients without API can upload data through standard format.
| Data source | API connection | SAF-T upload |
|---|---|---|
| Fiken | ||
| Visma Eaccounting | ||
| Tripletex | ||
| PowerOffice GO |
Automate regulatory reporting
Export updated security values for regulatory reporting.
Security values are used as input for Expected Loss (EL) and Loss Given Default (LGD).
Export includes:
Updated security values by client
Risk-adjusted calculations
Compliance-ready formatting
High standards within security and compliance
Security
Information Security Management
- Following ISO 27001 principles
- ISMS function
- Comprehensive access control
- End-to-end cryptation
- Penetrations tests
DORA
Digital Operational Resilience Act
- Data stored within the EU
- Defined Service Level Agreements
- Exit procedures with data deletion
- Audit readiness
GDPR
General Data Protection Regulation
- Privacy Policy
- Data subject rights
- Consent management
- Data protection impact assessment
We strive to make it easy for corporate banks to benefit from real-time credit data
Our team has decades of experience from servicing corporate clients, credit processing, regulatory reporting, data management and delivering exceptional digital customer experiences.
Esten Solem
Chief Executive Officer
Nearly 20 years of experience from various positions in Danske Bank and DNB. Siviløkonom (NHH) and Master of Technology Management (NTNU/MIT).
Fredrik Medby Hagen
Chief Technology Officer
Extensive experience in project management, software engineering and startups. MSc in Computer Science with specialization in AI (NTNU). Post graduate diploma in Psychology and Neuroscience of Mental Health (King’s College London).
Knut Øvreås
Chairman
Extensive experience as Senior Manager in Nordea, Danske Bank and J.P. Morgan (CIB). Head of Business Development in Norsk Hydro. Head of Nordic Investments for Intrum AB. Siviløkonom (NHH).
Sondre Bjørnebekk
Board member
More than 20 years of experience building Cloud and SaaS software, used by millions of users. MSc in Computer Science (NTNU) and Master of Technology Management (NTNU/MIT).